All About Savings

Is it Important for a Couple to Have the same Set of Mind in Terms of Financial Matter?

A couple that is compatible with regards to finances or let say with the same set mind is very rare to find it for now. It is because some couples do not give time to talk about it, some are lack of idea and not aware about their financial situation. In addition, sometimes one of them doesn't have interest to talk about it and just say “Ikaw na bahala”.  But often this financial matter becomes the reason to have an argument and misunderstanding between a couple. Then, later on sometimes if not settled, it ends up in a worse case....→ click to continue...

*************************************************************

The Importance of Building your Own Emergency Fund

Every one of us needs to build their own emergency fund. It is very significant to someone else to build this fund because of this main reason it protects our saving and investment. Emergency fund is like a friend that we can rely on. It will save us from worrying and lessen our stress in unexpected major expenses that can happen in our life.→ click to continue...

*************************************************************

The Importance of Writing down and Tracking your EXPENSES

Do you know the importance of writing down and tracking your daily expenses? Tracking your expenses is actually the first step to start your budgeting and saving as well. Without doing this you're like a person groping in the dark. I’ll give you some reason why doing this is important.  In doing this it helps you a lot whether you do it in weekly or monthly basis. I've been doing this for the past 3 years up to now and believe me it helps me a lot.→ click to continue...

*************************************************************

"Ber" Months Na!

               Ber Months na! We are now at the month of September it means now is the start of what we call it “Ber Months”. Mararamdaman na sa pilipinas ang unti-unting pag-lamig ng panahon lalo na sa umaga at sa bandang hapon. That is because the wind called northeast monsoon or “hanging Amihan” is starting to blowing cold wind in our country.  Also, when September comes it's a sign that Christmas is near and you will hear in a radio or television the famous Christmas countdown that makes everyone to be excited. You will see in Facebook Status Update ["ber" months na –feeling excited].....he he he → click to continue...

*************************************************************

Tips on How to Make a New Years Resolution!

Here comes 2014 a new year, a new beginning and a new hope for us to begin our new chapter in our life. It's time for us to set a new goal and write down our New Years Resolution. But be sure that you will stick on it and whatever it takes you will follow it. Otherwise you just lost time & energy without any accomplishment in your goal.

Here are my few tips on how to set your New Years Resolution on the go → click to continue...

*************************************************************

Where to Spend your Child Cash Gifts?

After Christmas day our child's are so happy opening the gift they received from their ninong, ninang, from their relatives and from some other people that have a generous heart either it is a toy, dress or most of the time a cash gift →click to continue...

*************************************************************

Your Christmas Bonus Spend it Wisely!

Did you receive already your year end gift or 13th month pay? But this is well known as Bonus. I know you have so much plan how to spend it, hmmm! at hinde mo pa natatangap yun bonus alam ko may mga plano ka na kung saan mo gagastosin yun. Like buying a new phone, a new gadget, go vacation, shopping dito, shopping doon and etc.

Pero teka! Before you decide on how you will spend your bonus, please take a seat and read my few tips about how you will spend your bonus wisely →click to continue...

*************************************************************

Money Saving Issue for Pinoy!

Photo credit: peratree.com

All of us know the importance of saving but actually doing it well is a big problem. Why? because we have so many excuses or let say "palusot" yes this is true each person have their own "palusot" why they can't save. This excuse makes →click to continue...

*************************************************************

Money Saving Tips

Every one of us knows the importance of Savings, but actually doing it is not an easy task for most of us. Here are some money saving tips that you can consider and these tips are the tips that I'm doing.

•    Pay your debt first

First you need to eliminate your debt. If you can make it to pay for a one time payment much better, but if you can’t afford it make a plan on how you will pay it monthly and be consistent on it. It is better you are debt free →click to continue...

************************************************************

How to start a savings? ?

       

     This is a big question for some of us, especially if we don't have enough information o kaalaman kung pano ba talaga umpisahan magkaroon ng savings. To start savings we need first to know how we should budget or manage our monthly salary regardless of its amount →click to continue...