"Ber" Months na!

               Ber Months na! We are now at the month of September it means now is the start of what we call it “Ber Months”. Mararamdaman na sa pilipinas ang unti-unting pag-lamig ng panahon lalo na sa umaga at sa bandang hapon. That is because the wind called northeast monsoon or “hanging Amihan” is starting to blowing cold wind in our country.  Also, when September comes it's a sign that Christmas is near and you will hear in a radio or television the famous Christmas countdown that makes everyone to be excited. You will see in Facebook Status Update ["ber" months na –feeling excited].....he he he

           We all know that when this holiday season comes, our budget & expenses will become double or triple at depende pa yan sa inyong life style. Some of us are planning and thinking were to spend the holiday season, what food to prepare, buying new clothes, appliances, gadgets and etc. We say that this is only once in a year, so you think feel free sa pag-gastos. On one side, yeah! It’s correct for me, there is no wrong to spend  in this coming holiday season. But in the other-hand, be sure that it is up to your budget only and up to your limit only, no need to have a credit after the holiday season. It's a painful and shameful situation if that happens because in the end your budget and your income will be out of your control. So, if you have a plan where to spend your holiday and you want to buy something either for you or for your love ones. From the beginning of this Ber months do something unusual, something that maybe for some of us never tried it before. Try to start saving & budgeting for the expenses you will use in the coming holiday season. Yes! You heard it right Saving & Budgeting. Dahil this month ang magandang pagkakataon upang umpisahan ang pag-iipon sa mga gastosin na ating magagamit in the coming holiday season. Nangsagayun hinde tayo mabibigla at magkaroon ng problema kung saan kukunin ang ating gagastosin, mas mabuti yung handa ka. Di ba? 

             Now, get a ball pen and notebook, write where you will plan to spend your Holiday, how much cost you will use for this including all the expenses for food, fare, clothes, gifts and any other things with the cost involved. Knowing the expenses, it will give you an idea on how and where you will get that budget. You can now start to save and budget your monthly salary to accommodate your plan for the holiday. It gives you an idea how much you will keep after you get your salary for the expenses you will use in the coming holiday season.  But of course the money you will save for these expenses is separate from the previous budget & saving you do before. The benefit of doing this, you will not worry for the expenses you will use when holiday seasons come and the other budget will not be sacrificed or affected.

I hope you get some tips on my blog about saving and budgeting and again Thank you for visiting my blog and see you in my next post. May god bless you!

Also Read:

Money Saving Issue for Pinoy!
How to Start a Savings?
Money Saving Tips
Saving Tips for Overseas Filipino Worker

P.S.1 Subscribe to my blog to receive my latest post directly to your email Inbox it's free>>Subscribe to My Personal thoughts About Life ..

P.S.2 Do you want to gain Financial wealth & Spiritual abundance at the same time? Join us at the Truly Rich Club now! founded by Bo. Sanchez, its purpose is to "help good people become rich". Because of the guidance I get from the Club, I’m now investing in the Stock Market! I’m inviting you to join the Club too. If you’re interested, click the link here → Truly Rich Club.

Inspiring Article from Bo.Sanchez (Face your Monsters)

Photo credit: blogabcmicrocamp.com.br

Hi! Have a blessed day to you my friend, today another inspiring story I would like to share it with you. The story is about how to face your fear that trap you in your own world. Most of us are afraid to take a chance instead they will say "mag-titiis na lang ako o kami ng ganito". Please be careful of using this kind of words because it will become an action, and will give fear to you that will result to a negative reaction to your mind. At dahil sa ganitong mga reasons some of us ay nagtitiyaga na lang kung anu man meron sila lumipas ang mga araw, buwan o taon still they are in the same situation as before. Katulad lang ito ng tumatakbo ka pero hinde ka nagbabago sayong posisyon. Anu nangyari sayo wala tapos napagod ka pa. My friend, it's time to change your thinking think outside the box imagine and feel the possibility that something great are awaiting for you outside. 

Please continue to read the story, an excerpt from Bo.Sanchez blog How to Climb your Mountains and Live with Great Abundance....  

            Once upon a time, a family of frogs lived in a broken-down well.

          They lived in isolation, content with their tiny puddle of water. Sometimes, it got murky and crowded, but no frog dared to leave home. Why? Whenever someone would dare leave, everyone would warn him, “There are monsters outside!”

          And so for many generations, these frogs were stuck in their little world.

          Until one day, a little frog had a dream—to live outside the well. In his mind, he saw a big pond of water. Lots of open space. The vision excited him so much.

He would tell his friends about his dream, but they would tell him: “We had a great-great-great grand uncle who went out and never returned! He must have been gobbled up by the monsters!”

But the little frog didn't see the monsters. 

He only saw his dream of a big pond.

Finally, he made up his mind. Without any warning, the little frog jumped as high as he could. He landed on top of the well. All his friends below shouted, “Come back! You’ll be eaten alive!” But the little frog hopped out.

And what he saw blew his mind. Almost right beside the well wasn't a big pond. Instead, it was a giant lake—a million times bigger than their tiny puddle.

          Friends, face your monsters.

          Many of us are trapped in our little worlds because of fear.

          God has bigger blessings in store for you outside your walls.

          How did the frog jump out of the well?   Before he saw the lake with his eyes, he already saw the lake within him. He felt it in his heart.

          "What you see with your heart, you will see with your eyes."

So that's it, each of us are given by god a wonderful blessing sometimes we need to feel it, appreciate it and cultivate it deep in our heart. Don't let your fear trap you in your own world. Don't be afraid to face your monsters and think that something great is awaiting for you outside your world. 

• "Fear is only in our mind if we confront it and discover how to conquer it, we will gain courage and trust to our self to face whatever challenges we encounter in our life."

I Hope you are inspired & motivated in this great story by Bo.Sanchez, to read the whole article click here.. 

Thank you for visiting my blog and see you in my next post. May god bless you!

Also Read

Plant In The Spring Or Beg In The Fall

Do You Want Success? Stop The Blame!

Money Saving Issue for Pinoy!
OFW Today's Modern Heroes

P.S.1 Subscribe to my blog to receive my latest post directly to your email Inbox it's free>>Subscribe to My Personal thoughts About Life ..

P.S.2 Do you want to gain Financial wealth & Spiritual abundance at the same time? Join us at the Truly Rich Club now! founded by Bo. Sanchez, its purpose is to "help good people become rich". Because of the guidance I get from the Club, I’m now investing in the Stock Market! I’m inviting you to join the Club too. If you’re interested, click the link here → Truly Rich Club.