Thursday, September 4, 2014

"Ber" Months na!

               Ber Months na! We are now at the month of September it means now is the start of what we call it “Ber Months”. Mararamdaman na sa pilipinas ang unti-unting pag-lamig ng panahon lalo na sa umaga at sa bandang hapon. That is because the wind called northeast monsoon or “hanging Amihan” is starting to blowing cold wind in our country.  Also, when September comes it's a sign that Christmas is near and you will hear in a radio or television the famous Christmas countdown that makes everyone to be excited. You will see in Facebook Status Update ["ber" months na –feeling excited].....he he he


           We all know that when this holiday season comes, our budget & expenses will become double or triple at depende pa yan sa inyong life style. Some of us are planning and thinking were to spend the holiday season, what food to prepare, buying new clothes, appliances, gadgets and etc. We say that this is only once in a year, so you think feel free sa pag-gastos. On one side, yeah! It’s correct for me, there is no wrong to spend  in this coming holiday season. But in the other-hand, be sure that it is up to your budget only and up to your limit only, no need to have a credit after the holiday season. It's a painful and shameful situation if that happens because in the end your budget and your income will be out of your control. So, if you have a plan where to spend your holiday and you want to buy something either for you or for your love ones. From the beginning of this Ber months do something unusual, something that maybe for some of us never tried it before. Try to start saving & budgeting for the expenses you will use in the coming holiday season. Yes! You heard it right Saving & Budgeting. Dahil this month ang magandang pagkakataon upang umpisahan ang pag-iipon sa mga gastosin na ating magagamit in the coming holiday season. Nangsagayun hinde tayo mabibigla at magkaroon ng problema kung saan kukunin ang ating gagastosin, mas mabuti yung handa ka. Di ba? 




             Now, get a ball pen and notebook, write where you will plan to spend your Holiday, how much cost you will use for this including all the expenses for food, fare, clothes, gifts and any other things with the cost involved. Knowing the expenses, it will give you an idea on how and where you will get that budget. You can now start to save and budget your monthly salary to accommodate your plan for the holiday. It gives you an idea how much you will keep after you get your salary for the expenses you will use in the coming holiday season.  But of course the money you will save for these expenses is separate from the previous budget & saving you do before. The benefit of doing this, you will not worry for the expenses you will use when holiday seasons come and the other budget will not be sacrificed or affected.

I hope you get some tips on my blog about saving and budgeting and again Thank you for visiting my blog and see you in my next post. May god bless you!

Also Read:

P.S.1 Subscribe to my blog to receive my latest post directly to your email Inbox it's free>>Subscribe to My Personal thoughts About Life ..

P.S.2 Do you want to gain Financial wealth & Spiritual abundance at the same time? Join us at the Truly Rich Club now! founded by Bo. Sanchez, its purpose is to "help good people become rich". Because of the guidance I get from the Club, I’m now investing in the Stock Market! I’m inviting you to join the Club too. If you’re interested, click the link here → Truly Rich Club.

Monday, September 1, 2014

Inspiring Article from Bo.Sanchez (Face your Monsters)


Photo credit: blogabcmicrocamp.com.br
Hi! Have a blessed day to you my friend, today another inspiring story I would like to share it with you. The story is about how to face your fear that trap you in your own world. Most of us are afraid to take a chance instead they will say "mag-titiis na lang ako o kami ng ganito". Please be careful of using this kind of words because it will become an action, and will give fear to you that will result to a negative reaction to your mind. At dahil sa ganitong mga reasons some of us ay nagtitiyaga na lang kung anu man meron sila lumipas ang mga araw, buwan o taon still they are in the same situation as before. Katulad lang ito ng tumatakbo ka pero hinde ka nagbabago sayong posisyon. Anu nangyari sayo wala tapos napagod ka pa. My friend, it's time to change your thinking think outside the box imagine and feel the possibility that something great are awaiting for you outside. 

Please continue to read the story, an excerpt from Bo.Sanchez blog How to Climb your Mountains and Live with Great Abundance....  
            Once upon a time, a family of frogs lived in a broken-down well.
          They lived in isolation, content with their tiny puddle of water. Sometimes, it got murky and crowded, but no frog dared to leave home. Why? Whenever someone would dare leave, everyone would warn him, “There are monsters outside!”
          And so for many generations, these frogs were stuck in their little world.
          Until one day, a little frog had a dream—to live outside the well. In his mind, he saw a big pond of water. Lots of open space. The vision excited him so much.
He would tell his friends about his dream, but they would tell him: “We had a great-great-great grand uncle who went out and never returned! He must have been gobbled up by the monsters!”
But the little frog didn't see the monsters. 
He only saw his dream of a big pond.
Finally, he made up his mind. Without any warning, the little frog jumped as high as he could. He landed on top of the well. All his friends below shouted, “Come back! You’ll be eaten alive!” But the little frog hopped out.
And what he saw blew his mind. Almost right beside the well wasn't a big pond. Instead, it was a giant lake—a million times bigger than their tiny puddle.
          Friends, face your monsters.
          Many of us are trapped in our little worlds because of fear.
          God has bigger blessings in store for you outside your walls.
          How did the frog jump out of the well?   Before he saw the lake with his eyes, he already saw the lake within him. He felt it in his heart.
          "What you see with your heart, you will see with your eyes."




So that's it, each of us are given by god a wonderful blessing sometimes we need to feel it, appreciate it and cultivate it deep in our heart. Don't let your fear trap you in your own world. Don't be afraid to face your monsters and think that something great is awaiting for you outside your world. 

  • "Fear is only in our mind if we confront it and discover how to conquer it, we will gain courage and trust to our self to face whatever challenges we encounter in our life."

I Hope you are inspired & motivated in this great story by Bo.Sanchez, to read the whole article click here.. 

Thank you for visiting my blog and see you in my next post. May god bless you!

Also Read


P.S.1 Subscribe to my blog to receive my latest post directly to your email Inbox it's free>>Subscribe to My Personal thoughts About Life ..

P.S.2 Do you want to gain Financial wealth & Spiritual abundance at the same time? Join us at the Truly Rich Club now! founded by Bo. Sanchez, its purpose is to "help good people become rich". Because of the guidance I get from the Club, I’m now investing in the Stock Market! I’m inviting you to join the Club too. If you’re interested, click the link here → Truly Rich Club.

Saturday, February 1, 2014

The Two Ways to Invest in the Stock Market

Do you want to invest in the Stock Market? But you don't know How? Let me share with you the two ways on how you can invest in the stock market. There are two ways to do it either directly and indirectly. It is in your choice, kung saan ka mas comfortable at kung saan ka masaya he he he. Pero kung ako tatanungin mo I do it directly, because I want to do it by myself at matutonan na gawin ito. Also to satisfy my curiosity dahil bakit yun iba nagagawa nila so tayo magagawa din natin yun.  What are these two ways to invest in the stock market and how to do it are the common query for the beginners in the Stock Market. For some of the answer and explanation, I share with you an excerpt from Bo.Sanchez blog How To Be A Billionaire he explain the two ways of investing in the stock market. To know further about it continue to read...

Two Ways of Investing in the Stock Market or Equities
How do you invest in the Stock Market?
You can do it Directly and Indirectly
You can invest indirectly through a Mutual Fund Company. 
There are many great ones around. 
On average, you’ll earn 12% or more.
The key is to do this long term. That means for ten years or more, invest every month a small amount of money.
Or you can invest in the Stock Market directly.
If you put small amounts of money every month, buying stocks of great, solid companies (no penny stocks, please!), you can grow at 20% on average every year over the long-term.  Again, only if you do this for ten years or more. Disregard the lows, the crisis, the recessions. Just keep investing when others are panicking. Sow in time of famine!
Some people will tell me 20% is an unrealistic number.
Not true.  It’s really quite simple. In plain English, I teach people how to do it myTrulyRichClub. (More on this later.)
But the key is discipline.
You have to be consistent in investing every month your small amount of money. 
How small?
My house helpers invest in the Stock Market already.
That’s how small.

A True Story


       My three house helpers now partly own Ayala Land and Manila WaterCo. Because they invest in the Stock Market.
       How did they do it?
       They changed their mindset.
       They now have a goal: To retire with P5 Million in 20 years.
       And I taught them a very simple system.
       Each week, I meet my driver and my three helpers for prayer, sharing, and bible study.  In these meetings, I coach them spiritually and financially.
       For years, I noticed that nothing is left in their salaries. All their money goes to their families back home.
       So I taught them a very simple system that changed their lives. If they can do it, you can do it too.
I discussed this system fully in my Ebook, My Maids Invest In The Stock Market… And Why You Should Too! 
If you’re a TrulyRichClub member, you already received this.
Every month, I also send to my TrulyRichClub members a Stocks Update.Through it, I tell them what Stocks to buy, when to buy them, and when to sell them. To join, simply log on at www.TrulyRichClub.com now.

       Warning: There are many scams out there that lure ignorant people from their hard-earned money and run away. Please be careful. If you have any questions, I've provided email addresses below for you to email.

       Are you ready to change your financial life? 
Let me end by giving you step-by-step instructions on what to do next…

Instructions:


       Step 1: Invest 30% of your Income, Live on 70%
       Why 30%? 
       First, invest 10% in the Kingdom of God.  This is your investment for eternity.  Tithing is your greatest investment. You tithe to the spiritual family that nourishes your soul.
       Second, invest 20% into your Retirement Fund. For most, it’ll be in Mutual Funds or the Stock Market. For a few others, it’ll be in business and properties.
       And then live on 70% of your income. Simplify!

       Step 2: Invest First Before Spending
That’s why the Bible says to give Him the “first fruits”.
When your receive your salary, set aside your 30% right away. Don’t spend first and then invest what’s left. From experience, nothing will be left. 

Step 3: Choose Between Mutual Funds or Stock Market
       If you have fifty million or more, and if you’re sixty plus years old, I’ll point you to Bonds and even Banks to keep your money.
       But for the rest of us, choose between Mutual Funds or the Stock Market to invest your long-term savings. By long-term, I mean 10 years or more. Each month, you add. But you don’t subtract. Call it your Retirement Fund to brainwash your mind that you won’t touch it.
       What’s the difference between Mutual Funds and the Stock Market? In Mutual Funds, you pay a company to manage your funds. Like Philequity or Prudential Optima or ATR Kim Eng and Sunlife Financials or Philam Asset Management… For a small management fee, they take care of your investments. Many insurance companies also combine insurance products with investments, and you can look at those too.
       But if you invest in the Stock Market directly, you manage it yourself.  Obviously, you earn more if you learn to invest well.
       And yes, you can also do both.
       To avoid confusion (and to avoid scams), I've written down some resources for you to call or email below.

Mutual Fund Resources
If you like to invest in Mutual Funds, you can email my friends Lyndon Malanog and Fely Santiago. They’ll be happy to assist you. You can email Fely at fely.santiago@gmail.com or Lyndon at lyndonmalanog@yahoo.com now. They can also help you grow in your financial journey by giving you more opportunities to learn.

Stock Market Resources
       If you’re interested in investing in the Stock Market directly, you can log on at www.citiseconline.com and attend their seminars. Or call them up at Tel. 6333777. For more information, you can also email helpdesk@citiseconline.com.

       If you want my personal guidance on investing in Stocks, join my private group called TrulyRichClub.  Each month, I email you a Stocks Update, giving you in plain English (no financial jargon) how to grow your Stocks investments. I tell you what Stocks to buy, when to buy them, and when to sell. Our long-term goal is 20% growth or more every year. To join, log on atwww.TrulyRichClub.com now.

Do It Now
Last week, a 5-year old little girl came up to me and showed me her prayer card. She wrote, “I want to earn P1 Billion.”
If you showed that card to another Preacher, he would have patted the child on the head and say, “Be realistic. Aim for a lower number.”
Worse, another preacher would have said, “Little child, don’t dream of becoming rich. Stay poor and God will be pleased.”
You know what I told her? I told her, “Your dream will come true.”
I don’t only say that with faith.
Because today, I taught you how to express that faith through works.
Sometimes, people blame God for being poor.
Sometimes, they say that to be poor is their fate.
Some people even think God wants them to be poor to learn humility and total dependence on Him.
That’s all rubbish.
Because God has placed abundance in your finger tips.
God has given all that you need to prosper.
If you’re young, you can become a billionaire.
If you’re not so young, you can still become a multi-millionaire.
       Today is the day that your life can change.
       Make a decision that enough is enough.
       I repeat: Don’t wait for better times before you invest.
       The best time to invest is when your money is small.
       That 5-year old girl has to invest now.
       Grow your money.
       Start investing.
       May your dreams come true,
       Bo Sanchez

PS. Avoid Confusion. Get guidance. Join my TrulyRichClub. Every month, receive my WealthStrategies Newsletter, my PowerTalks, my Stocks Updateevery month. Immediately, you’ll also receive my Ebook, My Maid Invests In The Stock Market… And Why You Should Too! To join, log on at www.TrulyRichClub.com now!  

So that's it, hope you learn something here about investing in the stock market and give you an information on how to do it. You don't need to have thousand or million of pesos to start investing in the stock market, it is always better to start it slowly but regularly. Also, do it Now! Not later because in investing, time is our greatest ally. It doesn't matter the amount of money you have today or income you have. The key is how you manage or budget your monthly income. Friend, start learning how to Save & Invest for your future today!   

Thank you for visiting my blog and see you in my next post. May god bless you!

Also Read:



P.S. Subscribe to my blog to receive my latest post directly to your email Inbox it's free>>Subscribe to My Personal thoughts About Life ..

Photo Credit:  arihantcapital.com